One of the many benefits of a Group Membership
in ACT is the Group Insurance Policy coverage. It is effective
September 1 to August 31, concurrent
with your ACT Membership.
To ensure that your Group Insurance remains active, Please pay your membership fees by September 1 of each year. Your insurance coverage will begin when we receive your group membership
fee.
Coverage
A brief coverage policy and complete coverage policy is available in PDF format:
Brief Coverage Policy
Complete Coverage Policy
There are a number of exclusional clauses - Please contact the the Broker or ACT
President or Secretary for specific information.
The precise coverage afforded by your insurance policy is subject to the terms and conditions of the Insurance policies as issued. These coverage summaries are provided for your convenience only and are not intended to replace or supersede the policy terms and conditions. Whether and to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. The actual policy wordings shall be final and authoritative.
Our Representative is:
Multimedia Risk Consultants & Insurance Brokers
200 - 52 Adelaide Street
Winnipeg, Manitoba R3A 0V7
Rep: MARIE-LOUISE DELEAU
Phone: 204-975-1994 ext. 102
Ph: Toll Free: 1-866-975-1994
E-mail: marie-louise@multimediarisk.com
Policy Number: LT20111032
The following is a brief synopsis of coverage provided by our insurer. For specific details, please see the coverage policies above or contact the insurer directly
Groups are encouraged to make an inventory/cost list of materials/properties held by the group in order to facilitate any potential claims. Photographs of holdings may also be beneficial.
Liability Insurance - $2,000,000 per occurrence limit - Deductible $1,000
Liability Insurance is designed to offer specific protection against third party claims for damage or injury.
This type of insurance would cover your organization if a member of the general public/audience is injured from the negligence of the theatre group. For example, if the general public/audience trips over a loose cord and injures themselves, the policy will cover the incident.
The liability policy does not cover injury to members of the theatre group.
Tenants Legal Liability Insurance - $250,000 limit (any one premises)
When a theatre group rents a space or has care, custody and control of a space, the Tenants Legal Liability Insurance covers physical loss or property damage.
Medical Expense - Limit $25,000 (any one person)
Provides coverage for medical costs if you unintentionally injure another person or if they are accidentally injured on your premises. You do not need to be found liable to make a claim under this coverage, but limits apply.
Miscellaneous Equipment and Theatrical Property Floater - $200,000 Aggregate Limit - $1,000 Deductible
Covers owned props, materials, equipment etc. and includes coverage for loss/damage while in transit to a production location. Losses by Fire are not covered.
E.G. Flats, large/small props, cameras, camera equipment, sound and lighting equipment, communications equipment,
portable electrical equipment, editing and projection equipment, and all similar personal
property
The property covered by insurance is quite comprehensive; as such we list what is NOT COVERED
Examples of PROPERTY NOT INSURED
This form DOES NOT insure any of the following unless separately declared and endorsed hereon:
- Loaned or Borrowed Items/Props; Rented equipment (eg. audio, lighting)
- Buildings including, but not limited to, improvements and betterments;
- Furniture and fixtures of the Insured; (eg. office furniture etc. if the group has an office in the facility)
- Motorized vehicles or other conveyances, except while being used as part of a theatrical set and not being self-propelled, or otherwise in motion;
- Jewelry (including costume jewelry) gold, silver, platinum or other precious metals, furs, currency, passports, documents, credit cards;
- Animals, growing plants (unless used as part of a theatrical set);
- Exposed or unexposed film (developed or undeveloped); recorded or unrecorded videotape or magnetic tape, disc, drum, cell or other magnetic recording or storage media;
- Valuable papers and records, (e.g. books of account, manuscripts)
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