One of the many benefits of a Group Membership
in ACT is the Group Insurance Policy coverage. It is effective
September 1 to August 31, concurrent
with your ACT Membership.
To ensure that your Group Insurance remains active, Please pay your membership fees by September 1 of each year. Your insurance coverage will begin when we receive your group membership
fee.
Coverage
The following is a brief synopsis of coverage provided by our insurer. For more details, please contact the insurer directly (below) or contact the ACT Secretary or President.
Liability Insurance - $1,000,000 per occurrence limit - Deductible $1,000
Liability Insurance is designed to offer specific protection against third party claims for damage or injury.
This type of insurance would cover your organization if a member of the general public/audience is injured from the negligence of the theatre group. For example, if the general public/audience trips over a loose cord and injures themselves, the policy will cover the incident.
The liability policy does not cover injury to members of the theatre group.
Tenants Legal Liability Insurance - $250,000 limit
When a theatre group rents a space or has care, custody and control of a space, the Tenants Legal Liability Insurance covers physical loss or property damage.
Medical Expense - Limit $25,000
Provides coverage for medical costs if you unintentionally injure another person or if they are accidentally injured on your premises. You do not need to be found liable to make a claim under this coverage, but limits apply.
Miscellaneous Equipment and Theatrical Property Floater - $200,000 Aggregate Limit - $1,000 Deductible
Covers owned and rentals (rentals below $10,000 property limit per production)
The property covered by insurance is quite comprehensive; as such we list what is NOT COVERED
Examples of PROPERTY NOT INSURED
This form DOES NOT insure any of the following unless separately declared and endorsed hereon:
- Buildings including, but not limited to, improvements and betterments;
- Furniture and fixtures of the Insured;
- Aircraft, watercraft, motorcycles, motor vehicles, or other conveyances, except while being used as part of a theatrical set and not being self-propelled, or otherwise in motion;
- Jewelry (including costume jewelry, i.e. jewelry not comprised of precious or semiprecious stones) gold, silver, platinum or other precious metals, furs, accounts, bills, currency, deeds, evidences of debt, letters of credit, passports, documents, money, notes, securities, credit cards, railroad, airline or other tickets;
- Animals, growing plants (unless used as part of a theatrical set);
- Exposed or unexposed film (developed or undeveloped); recorded or unrecorded videotape or magnetic tape, disc, drum, cell or other magnetic recording or storage media;
- Valuable papers and records, meaning books of account, manuscripts, abstracts, drawings, card index systems and other records;
- Mobile Studio Vehicles (unless specifically scheduled herein).
There are a number of other exclusional clauses - Please contact the ACT
President or Secretary, or the Insurer, for specific information.
The precise coverage afforded by your insurance policy is subject to the terms and conditions of the Insurance policies as issued. These coverage summaries are provided for your convenience only and are not intended to replace or supersede the policy terms and conditions. Whether and to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Note: this is a brief overview of the policy and its main features. The actual policy wordings shall be final and authoritative.
Our Representative is:
Brian Etkin, BA, CRM,
Risk Manager / Licenced Broker Multimedia Risk Consultants & Insurance Brokers
Ph (866) 975-1994 Ext 105
Fax (866) 975-1998
201-70 Arthur Street,
Winnipeg, MB, Canada R3B 1G7
